Xero Pricing Explained (2026)

Xero paid plans range from $29/mo to $70/mo (billed monthly). Beautiful business and accounting software

Xero starts at $29/mo. Paid plans range up to $70/mo. Beautiful business and accounting software. Pricing independently verified as of March 2026.

All Plans

PlanMonthlyAnnualSavingsBillingLimits
Starter$29$348/yr--Flat20 invoices/mo, 5 bills, bank reconciliation, receipt scanning
StandardRecommended$46$552/yr--FlatUnlimited invoices & bills, multi-currency, bulk reconciliation
Premium$70$840/yr--FlatEverything in Standard + analytics, 1099 reporting, audit trail

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1255075100

Estimates based on published pricing. Usage-based plans are approximated. Verify with vendor for exact quotes.

Hidden Costs & Things to Know

  • You need built-in payroll in the US (requires third-party integration)
  • You want the largest accountant ecosystem (QuickBooks dominates in the US)
  • You need inventory management beyond basics

Scoring Overview

Overall Score7.2 / 10
Value
7
Ease of Use
8
Power
8
Setup Friction
7
Migration Ease
5
Transparency
7
Last verified:March 2026Independently Verified

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